Checking Choices
Marine Advantage Checking
Our Marine Advantage Checking account is
our latest and greatest checking account designed especially
with YOU in mind! Every year you will receive an exciting
new discount coupon book, with hundreds of dollars in
discounts from area merchants! AND, you have unlimited
check writing and your checks are free! Click
here to fill out an application. Marine Advantage
Checking accounts may qualify for Overdraft
Privilege.
| Service |
Marine Advantage Checking
|
| Minimum Balance for Interest |
Interest Paid on ALL Balances!
|
| Minimum Daily Balance Required to avoid Service
Charge |
|
| Monthly Service Charge |
$5.00 per mo on min daily bal <5,000
|
Charge per Check |
|
| Dollar Amount Required to Open Account |
|
CHECK OUT THESE ADDITIONAL
BENEFITS!!!
FREE Internet Banking and
Billpay
FREE Personalized checks
FREE Cashier's Checks
FREE Money Orders
FREE Photocopy service
FREE Notary service
Discount on new Marine Installment Loans
with autopay
Discount on new Residential Mortgage
loan closing costs with autopay
Discount on auto license stickers (Hamilton
and Augusta locations)
EXCITING NEW discount coupon book!
Regular Checking
Our regular checking account is
a great choice if you don't want to worry about
keeping a minimum balance in your account. You
have unlimited check writing and you receive
50 complimentary checks when you open the account. Click
here to fill out an application. Regular
Personal accounts may qualify for Overdraft
Privilege.
Service |
|
Minimum Balance
for Interest |
|
Average Daily Balance Required
to avoid Service Charge |
|
Monthly Service Charge |
|
Charge per Check |
|
Dollar Amount Required to
Open Account |
|
Free Checking
Our free checking account is a
no fees- no hassle account. You have unlimited
check writing and you receive 50 complimentary
checks when you open the account. Click
here to fill out an application. Regular
Personal accounts may qualify for Overdraft
Privilege.
Service |
|
Minimum Balance for Interest |
|
Monthly Service Charge |
No Monthly Service Charge
|
Charge per Check |
|
Dollar Amount Required to
Open Account |
|
Super Now Checking
For those that can maintain a higher
balance and want to earn interest on their checking
account. NOW, this is a SUPER account. For individuals
or sole proprietorships. Your first 50 checks
are free. Click
here to fill out an application. Regular
Personal accounts may qualify for Overdraft
Privilege.
Service |
|
Minimum Balance for Interest |
|
Average Balance Required
to avoid Service Charge |
|
Monthly Service Charge (if
average balance is below $1,000.00) |
|
Checks per Month |
|
Minimum Transaction Amount |
|
Dollar Amount Required to
Open Account |
|
Money Market Checking
For security, accessibility to
your funds, and a higher interest rate, a money
market is just what you need! This account is
for individuals, businesses and organizations
that have more money to invest and want to earn
a higher rate of interest. Click
here to fill out an application.
Service |
|
Minimum Balance for Interest |
|
Average Balance Required
to avoid Service Charge |
|
Monthly Service Charge (if
average balance is below $1,000.00) |
|
Withdrawals per Month |
|
Minimum Withdrawal Amount |
|
Minimum Deposit Dollar Amounts |
|
Penalty for Early Withdrawal |
|
Dollar Amount Required to
Open Account |
|
*Transfers from a Money Market
account to another account or to third parties
by preauthorized, automatic, or telephone transfer
are limited to six per statement cycle with no
more than three by check. Unlimited withdrawals
in person.
Money Market PLUS Checking
Tired of the ups and downs of the
investment world? Then step up to our Money Market
PLUS Account. Security, Accessibility. PLUS high
yields! PLUS interest rates that increase as
your balance increases! For individuals only. Click
here to fill out an application.
Service |
|
Minimum Balance for Interest |
|
Average Balance Required
to avoid Service Charge |
|
Monthly Service Charge (if
average balance is below $2,500.00) |
|
Checks per Month |
|
Minimum Transaction Amount |
|
Deposit Dollar Amounts |
|
Dollar Amount Required to
Open Account |
|
*Transfers from a Money Market
account to another account or to third parties
by preauthorized, automatic, or telephone transfer
are limited to six per statement cycle with no
more than three by check. A fee of $10.00 will
be imposed if this is exceeded. Unlimited withdrawals
in person.
Click
here to request current interest rates.
Money Market $E
Try our Money Market $E Account.
Security, Accessibility, and higher yields! For
individuals only. Click
here to fill out an application.
Service |
|
Minimum Balance for Interest |
|
Minimum Balance Required to avoid Service
Charge |
|
Monthly Service Charge
(if average balance is below $5,000.00 ) |
$10.00
(charge is waived if other positive MBT accts)
|
Checks per Month |
|
Minimum Transaction Amount |
|
Deposit Dollar Amounts |
|
Dollar Amount Required to Open Account |
|
*Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are unlimited per statement cycle with no more than three by check. A fee of $10.00 will be imposed if this is exceeded. Unlimited withdrawals in person.
Click
here to request current interest rates.
Short Term
Savings
If you're looking for easy access,
convenient deposits, and security in an interest-bearing
account, consider our Statement Savings. It's
never too early to start saving. Interest is
earned on any balance. Click
here to fill out an application.
Service |
|
*Minimum Balance
for Interest |
|
*Average Balance
Required to avoid Service Charge |
|
Monthly Service
Charge |
|
Minimum Transaction
Amount |
|
Dollar Amount Required
to Open Account |
|
*Average Balance Requirement & Service
Charge are waived for those under age 18.
Click
here to request current interest rates.
Health Savings
Accounts
Health Savings Accounts are a new
option for health insurance and are designed
to help individuals save for qualified medical
and retirement health expenses as well as for
businesses to be able to provide affordable health
insurance plans with income tax benefits. Click
here for more information!
Christmas
Club
Don't want to be overwhelmed at
Christmas? Head off those Christmas bills by
opening a Marine Bank Christmas Club account.
We can automatically transfer from your checking
or savings whenever you want. We pay interest
on your account and you will receive your Club
savings at the beginning of November. Click
here to fill out an application.
Service |
|
Minimum Balance for Interest |
|
Average Balance Required
to avoid Service Charge |
|
Monthly Service Charge |
|
Checks per Month |
|
Minimum Transaction Amount |
|
Deposit Dollar Amounts |
|
Penalty for Early Withdrawal |
|
Dollar Amount Required to
Open Account |
|
Click
here to request current interest rates..
Education Club
Attention!! Parents and Grandparents!
Open an education club for those special youngsters
in your life. It earns a higher rate, and you
have the option August 1st of each year to make
a total or partial withdrawal. We can also set
up an automatic transfer for you. Click
here to fill out an application.
Service |
|
Minimum Balance for Interest |
|
Minimum Transaction Amount |
|
Deposit Dollar Amounts |
|
Penalty for Early Withdrawal |
|
Dollar Amount Required to
Open Account |
|
Click
here to request current interest rates..
Certificates
of Deposit and IRA's
A CD is a great choice if you are
looking for a better return from your investment
and don't need immediate access to your money. Click
here to fill out an application.
Service |
|
Minimum Balance for Interest |
|
*Penalty for Early Withdrawal
- term 12 months or less |
|
*Penalty for Early Withdrawal
- term greater than 12 months |
|
Dollar Amount Required to
Open Account |
|
*Penalty waived in case of death
of account owner.
Click
here to request current interest rates.
Individual Retirement Accounts
IRA's aren't just for retirement
anymore - you can save for your first home or
maybe even a higher education and realize tax
advantages while doing so. Our staff can help
you choose an IRA that fits your life stage.
Service |
|
Minimum Balance for Interest |
|
Minimum Contribution Amount |
|
Maximum Contribution Annually |
|
**Maximum Contribution Annually
(starting with tax year 2002) |
|
*Penalty for Early Withdrawal
- term 12 months or less |
|
*Penalty for Early Withdrawal
- term greater than 12 months |
|
Dollar Amount Required to
Open Account |
|
*penalty waived in case of death
of account owner.
**this includes a "catch-up" provision of $500.00 for those over
age 50
Click
here to request current interest rates. |
Loans
& Leases