Marine Bank & Trust - A Mercantile Bancorp, Inc. Affiliate - Carthage, Hamilton, Augusta
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Marine Bank & Trust Mortgage Pre-Qualification Application

Becoming a homeowner makes you a stakeholder in our community. Our goal is to see you in a new home that is affordable, yet fitting. We can walk you through the lending process even before you find a home. Click here if you would like to calculate a payment amount. Then, complete this simple "pre-qualify" application, and let's get you started on the first steps of the journey toward a home of your own. We can offer credit approval in 24 hours.

Marine Bank & Trust's authorized lending area includes all communities within a 50 mile radius of Carthage within Illinois.

NOTE: You do not need to fill out the darker shaded areas unless you have a co-borrower.

I. TYPE OF MORTGAGE AND TERMS OF LOAN

Mortgage Inquiry for:

Conventional

 

Refinancing

First Mortgage

 

First Time Buyer

Second Mortgage

 

New Construction

Home Equity

 

Inquiry

Loan Amount

Sales Price/Value

Interest Rate

%

No of Months

Amortization Type

Fixed Rate

ARM (specify)

II. PROPERTY INFORMATION AND PURPOSE OF LOAN

Subject Property Address:

Address

 

City

State Zip

# of Units

If Applicable, are you currently working with a realtor?

Yes    Realtor:

No

III. BORROWER(S) INFORMATION

Borrower Information:
(include suffix (Jr., Sr.) if applicable)
 

Prefix

First Name

Last Name

Suffix

Home Phone

Marital Status

Married
Separated
Unmarried

Age

Date of Birth

(MM/DD/YYYY)

Social Security Number

Physical Address

 

Mailing Address

 

City

State

Zip

Ownership Status

Own Rent

No. of years

E-mail:

Co-Borrower Information:
(include suffix (Jr., Sr.) if applicable)
 

Prefix

First Name

Last Name

Suffix

Home Phone

Marital Status

Married
Separated
Unmarried

Age

Date of Birth

(MM/DD/YYYY)

Social Security Number

Physical Address

 

Mailing Address

 

City

State

Zip

Ownership Status

Own Rent

No. of years

Email:

IV. EMPLOYMENT INFORMATION

Borrower Employment:
 

Check if self-employed

Name of Employer

Address

 

City

State

ZIP

Phone

Type of Business

Position/Title

Years on the job

Years in Profession

Co-Borrower Employment:
 

Check if self-employed

Name of Employer

Address

 

City

State

ZIP

Phone

Type of Business

Position/Title

Years on the job

Years in Profession

V. MONTHLY INCOME AND COMBINED HOUSING EXPENSE INFORMATION

Gross Monthly Income:
 

Borrower

$

Co-Borrower

$

Note: Self-employed borrower(s) may be required to provide additional documentation such as tax returns and financial statements

Other Income:
Notice: Alimony, child support, or separate maintenance income need not be revealed if the Borrower (B) or Co-Borrower (C) does not choose to have it considered for for repaying this loan.
$
$
$
Total Monthly Income:      $

Monthly Expenses:
 

Rent

$

1st Mortgage (P&I)

$

Other Financing (P&I)

$

Hazard Insurance

$

Real-Estate Taxes

$

Mortgage Insurance

$

Homeowner's Assn.

$

Other Expenses (please list)

$

$

$

TOTAL:

$

VI. ASSETS AND LIABILITIES

Total Assets:
Please list all assets, including checking and savings accounts, money market, stocks and bonds and real estate. Exclude any retirement funds. If you need more space, combine accounts, or use "Other."

Checking

$

Savings

$

Money Market

$

CDs

$

Stocks

$

Bonds

$

Real Estate

$

Other:

$

$

$

$

$

 

 

TOTAL:

$

Total Liabilities:
Please list all bank loans, credit card balances, finance companies and credit unions. Also include alimony, child support and separation agreements.

Bank Loan Balance

$

Credit Card Balance

$

Credit Card Balance

$

Credit Card Balance

$

Finance Company Balance

$

Credit Union Balance

$

Monthly Alimony

$

Monthly Child Support

$

Monthly Separation Agmt

$

Other:

$

$

$

$

$

 

 

TOTAL:

$

VII. Information For Government Monitoring Purposes

The following information is requested by the Federal Government for certain types of loans related to a dwelling, in order to monitor the Lender's compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a Lender may neither discriminate on the basis of this information , nor on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one desgination. If you do not furnish ethnicity, race, or sex, under Federal regulartions, this lender is required to note the information on the basis of visual observation or surname. If you do not wish to furnish the information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the Lender is subject under applicable state law for the particular type of loan applied for.)

 

Borrower
I do not wish to furnish this information.

Ethnicity:

Hispanic or Latino

 

Not Hispanic or Latino

 

 

Race

American Indian or Alaskan Native

 

Native Hawaiian or Other Pacific Islander

 

Black or African American

 

White

 

Asian

 

 

Sex

Female

 

Male

Co-Borrower
I do not wish to furnish this information.

Ethnicity:

Hispanic or Latino

 

Not Hispanic or Latino

 

 

Race

American Indian or Alaskan Native

 

Native Hawaiian or Other Pacific Islander

 

Black or African American

 

White

 

Asian

 

 

Sex

Female

 

Male

VIII. Comments and Questions

When you submit this form, your request will be forwarded to a Marine Bank Loan Representative. After you have received your pre-approval, contact us at the Loan Department to schedule an appointment or call us at (217) 357-3151 to discuss the next steps in the mortgage process for you.

Everything that I/we have stated in this application is correct to the best of my/our knowledge. I/ we understand that you will retain this application whether or not it is approved, you are authorized to check my/our credit and my/our employment history and to answer questions about your credit experience with me/us.



flag As required by the
USA PATRIOT ACT
Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

We may also ask to see your driver's license or other identifying documents.

Marine Bank & Trust thanks you for your understanding for joining us in securing a safer tomorrow.

Member FDIC, Equal Housing Lender   © 2002-2008 Marine Bank & Trust
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