Marine Bank & Trust - Rates & Calculators

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Calculate Fixed Mortgage Interest Rate

Estimating your mortgage payment is a snap. Fill in a few fields, and we will do the work for you. Just enter the values for the lighter colored sections (using the tab key on your keyboard to enter values and move to the next field), and the calculator will automatically add the values for you.

Note: This form is to be used for estimation purposes only; consult a Marine Bank & Trust loan expert at (217)357-3151 or e-mail us at mtccloans@mercbanx.com for actual values.

Please note that any e-mail directed from your location is not secure nor encrypted. Marine Bank & Trust encourages you NOT to include any sensitive financial information. This information may include: Account Numbers, Account Balances, PIN's Passwords, Social Security Numbers, Tax ID Numbers, and/or any other information which you may deem as sensitive.

MORTGAGE PAYMENT CALCULATOR

Enter the sales price/value of the house
(then tab)

Amount Financed Percentage (then tab) (Equity less than 20% requires Mortgage Insurance and escrows)

This is your down payment

Appraisal	$
Credit Bureau	$
Filing	$
Title Insurance (based on $60,000 loan)	$
Underwriting Fee	$
Flood Certification	$
15 days Odd Days Int.*	$

Enter the number of points (then tab). Can also be entered by clicking on the rates below.

Estimated Closing Costs
(down + closing costs)

You can change interest rate and number of months here (then tab).

%
months

This is the amount you are financing

This is your monthly payment

*Form assumes closing on the 15th of the month.
**Minimum required closing costs based on purchase transaction. Other fees may apply.

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flag As required by the
USA PATRIOT ACT
Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

We may also ask to see your driver's license or other identifying documents.

Marine Bank & Trust thanks you for your understanding for joining us in securing a safer tomorrow.